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Business Owner Occupiers
For business owner occupiers, owning a commercial or industrial property provides the means from where to run your business operations. In most cases, the insurance for the buildings are added to your other business insurance for machinery/plant, office contents and stock, most likely to be on a "commercial combined" policy. However, depending on the ownership arrangements, a commercial combined policy is not necessarily the best place to arrange your buildings insurance. If the property is owned under a different name(s) to the trading name of your business, the interest of the property owners may not be adequately catered for. In addition to the bricks and mortar, the owners will wish to protect the potential loss of rent in the event of loss or damage to the buildings. The legal liability must also be included to protect against the risk of injury or damage to other persons or their property through the ownership of the building. The best way to correctly ensure all such areas are covered, is by effecting a property owners policy separately from your other business insurance in the name of the interested parties. Complete Commercial is a comprehensive package for Buildings, loss of rent and property owners liability ensuring better protection than if the buildings are merely included in a commercial combined package. For guidance on the levels of cover and how to correctly assess your sums insured please see guidance notes. To request a quotation and further details of the cover please click "Quotation Request"
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