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Summary of Cover
A full summary of the cover will be issued to you at the time of our quotation. There may be some variations for certain types of property i.e due to the unoccupied nature of a property or "non standard" construction. Any change/restrictions to the standard elements of cover will be advised at the time of the quotation. Likewise if there are any areas you do not require, or wish to have additional cover, the cover can be tailored to your specific requirements.
The following is a summary of some of the standard features automatically included within the cover we will recommend:
- Material Damage: Fire, standard perils, glass breakage, subsidence plus optional accidental damage.
- Automatic Reinstatement + 25% "Day One" Inflation Provision.
- Additional reinstatement costs incurred after damage to comply with Buildings Regulations.
- Restoring damage to Landscaped areas.
- Automatic Terrorism Cover to £100,000 (Cover to the FULL sums insured can be effected)
- Landlords Contents if required.
- Capital Additions during the year.
- Loss of Rent up to your chosen indemnity period.
- Automatic Rent Review Uplift to apply to the base sum insured.
- Property Owners Liability with chose of Limit of Indemnity - £2m, £5m, £10m or higher.
- Optional Employers Liability Insurance - Limit œ10m as standard or higher.
Details of additional benefits and a full summary of cover will be included in the policy document.
Terms Of Business
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Master Cover Insurance Ltd. are authorised and regulated by the Financial Services Authority to conduct the sales and administration of General Insurance.
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